Student car insurance in the UK can be expensive. However, sourcing the insurance online can be a great way of cutting the cost of premiums and finding the right policy to suit you.

It’s a bitter irony that students never have any money, yet are charged more than most other drivers for car insurance. The three or more years students spend at university will probably be some of the most cash-strapped times they will experience during their lives. Many people leave their cars at home when they go to university and some even declare them off the road so they don’t have to pay insurance or road tax but for those who are left having to pay high monthly premiums, it can be difficult to juggle the insurance with other costs and outgoings. If you are paying for student car insurance in the UK, there are a few ways you can try and save some money.

Firstly, some companies offer special deals for students. Each has different prices and policy terms but it might be worth getting a quote and finding out if you could save money with one of these special schemes. Companies are now recognising that more and more students are taking their vehicles with them when they go to study and are producing tailor-made packages designed with students in mind.

Then there is also the model of car you drive. Insurance companies group cars into different tiers depending on the engine size and how high spec they are. Drivers with bigger engines and cars that are going to be more expensive to repair end up paying higher premiums. If you really need to save on the amount of car insurance you’re paying, downgrading the kind of car you have could seriously reduce the cost of your insurance premiums.If you’re at university, the chances are that you didn’t pass your test that long ago. Whether it was three months or three years, taking a Pass Plus test is a good way of convincing insurance companies to lower your premiums. Pass Plus is a course of extra driving lessons that licence holders take after their driving test. It teaches students how to drive safely on the motorway and other useful skills you don’t learn in normal driving lessons.

The tips above could help you save money on your premiums but something that is almost guaranteed to help you cut down on insurance costs is shopping around on the internet. The market is very competitive and there are almost certainly going to be companies offering cover for a cheaper price than you are paying now.

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